Insurance

From state insurance funds to insurance, states agencies struggle to improve claims ratio and prevent insurance fraud. Most would benefit from more historical data and analysis to predict future claims. D&B's Predictive Indicators can indicate the likelihood of higher frequency and severity of claims. D&B can help improve the claims ratio and detect patterns of insurance fraud.

Specifically, D&B can help to:

• Employ risk-based underwriting approach
• Establish premiums for workers compensation
• Conduct premium audits
• Investigate workers compensation claims
• Detect patterns of state insurance fraud